Will Insurance Cover a Slab Leak?

Will Insurance Cover a Slab Leak?

A slab leak is one of the most frustrating plumbing problems you may come across as a homeowner. Unfortunately, the cost of repairing a leak underneath your concrete foundation is not always covered by your insurance. It’s important to understand the terms of your coverage. It’s just as important to recognize the signs of a leak, so you can get the problem resolved as quickly as possible and for the lowest possible cost.

What Does the Policy Say?

It is possible that your insurance policy will cover a slab leak—but there is often specific terminology used as your insurance company’s way out. Often, your insurance covers only certain “perils” listed somewhere within the document. Check to see that water is included in your coverage, and that a slab leak is not an exclusion to this named peril.

In addition, your policy likely covers “sudden” loss caused by a slab leak. Unfortunately, the problem is often caught so late that your insurance policy will not cover it.

Catch Slab Leaks Early On

If you know thesigns of a slab leak, you may be able to catch a “sudden leak” quickly enough to be covered. It’s still possible your policy will not cover it, but finding the problem early on reduces damage and overall cost anyway.

Knowing the signs of a leak and calling a plumber right away is so important with any slab leak.

  • Hot spots on the floor – The hot water lines are more prone to leakage than the cold water lines, so you may notice that the floors seem unusually warm.
  • Lack of water pressure – A sudden plummet in your water pressure might indicate a major leak.
  • The sound of rushing water – If you hear water moving underneath the floor, you’ve got a problem.
  • Moisture – Any moisture around the home is cause for alarm.

Call Allstar Plumbing for plumbing services in Riverside, CA the moment you notice a leak.


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